Products
Home / Products
what we offer ?
Loan Solutions Made Simple
Save money, reduce EMI, and achieve your goals with 32+ years of trusted guidance
Balance Transfer & Top-Up Loans
Reduce EMIs and unlock extra funds without new paperwork.
- Lower your monthly EMI instantly
- Top-up loans for personal needs
- Smooth transfer with faster approvals
Home & Property Loans
Buy your dream home or invest in property with the right financing.
- Best interest rates from leading banks
- Flexible repayment tenures
- End-to-end guidance for approvals
Education Loans
Finance higher studies in India or abroad with ease.
- Loan amounts starting ₹7.5 Lakhs
- Covers tuition, living, and travel
- Transparent process, no hidden charges
Loan Against Property (LAP)
Turn your property into a financial asset without selling it.
- Up to 70–75% of property value
- Flexible repayment terms
- Funds for business, education, or emergencies
Corporate & Project Loans
High-value loans for expansion and real estate projects.
- Loans starting ₹1 Crore+
- Structured funding for builders & corporates
- Faster approvals through banking network
Personal, Auto & Agri Loans
Flexible loan options for life’s big and small needs.
- Quick personal & auto loans
- Tailored agricultural financing
- Competitive rates, smooth processing
frequently asked questions
our most question we had so far
For most loans, you’ll need:
- ID proof (Aadhar/PAN/Passport)
- Address proof
- Income documents (salary slips, ITR, or business financials)
- Property papers (for Home Loan, LAP, or Project Loans)
Don’t worry — our team provides a personal checklist so you only submit what’s necessary.
With our strong banking relationships, retail loans (home, balance transfer, education, personal, auto) are typically approved in 5–7 working days, while corporate/project loans may take 10–15 working days depending on loan size and documentation.
- Retail Loans (Home, Balance Transfer, Top-Up, Education, Personal, Auto): No charges at all.
- Corporate, MSME, Agri, and Project Loans: Nominal advisory fees may apply, always communicated upfront.
With Growth Associates, you’ll never face hidden charges.
A low CIBIL doesn’t mean rejection. We guide you on:
- Selecting banks/NBFCs with flexible criteria.
- Improving your profile before re-applying.
- Exploring secured loan options like LAP or Agri loans.
Many of our clients with low CIBIL have still secured loans through our guidance.
Yes — this is one of our specialties. Through Balance Transfer, you can move your loan to a bank offering lower interest rates, reducing your EMI and saving lakhs over the tenure.
That’s where we come in. After a free loan check-up, we compare multiple banks and products to suggest the one that saves you the most money with the least hassle.